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Mortgage Loans

Mortgage Loans

Our Mortgage Loans helps you to meet certain personal expenses/ investment in business (Purpose of loan to be mentioned by the borrower in application form) while enjoying a repayment period of up to 84 months.

Main Characteristics


Target Group:

Individuals of High Net worth, either singly or jointly with regular source of income. Individuals, proprietorship/partnership firms /Companies, NGOs, Trusts, Societies, etc.

Loan Amount

The loan will be extended maximum up to 60% of the value of the collateral security.

Rate of Interest

10 – 12% linked to State Bank Advance Rate .

Repayment Ability

Sufficient regular income to cover monthly repayment (EMI/NMI<50%).


Mortgage of land and / or building whose market value is minimum of 1.66 times the quantum of loan proposed. If the land is leasehold the remaining period of the lease should be at least for twice the repayment period.


Personal Guarantee of owner/owners of the property is to be obtained.